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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,676 | $100,805+101.1% | $86,698+133.8% | $134,532+50.7% |
| Participation rate | 83.3% | 79.0%+4.4pp | 76.6%+6.7pp | 81.2%+2.1pp |
| Annual return | -2.05% | 29.09%-31.1pp | 35.95%-38.0pp | 418.27%-420.3pp |
| Employer contribution / active EE | $0 | $3,490-100.0% | $2,837-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $4,692 | $5,339-12.1% | $4,656+0.8% | $6,401-26.7% |
| Admin fee / account holder | $3,551 | $10,925-67.5% | $7,493-52.6% | $11,429-68.9% |