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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,467 | $103,392+57.1% | $87,104+86.5% | $152,897+6.3% |
| Participation rate | 75.0% | 79.4%-4.4pp | 76.9%-1.9pp | 82.5%-7.5pp |
| Annual return | 2.59% | 28.10%-25.5pp | 28.19%-25.6pp | 345.43%-342.8pp |
| Employer contribution / active EE | $5,245 | $3,221+62.8% | $2,521+108.0% | $4,764+10.1% |
| Participant deferral / active EE | $0 | $4,778-100.0% | $4,048-100.0% | $5,851-100.0% |
| Admin fee / account holder | $2,549 | $12,194-79.1% | $7,491-66.0% | $11,599-78.0% |