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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,083 | $112,131+48.1% | $95,964+73.1% | $158,982+4.5% |
| Participation rate | 75.0% | 79.0%-4.0pp | 77.1%-2.1pp | 82.0%-7.0pp |
| Annual return | 2.14% | 171.19%-169.0pp | 91.64%-89.5pp | 302.99%-300.9pp |
| Employer contribution / active EE | $0 | $3,199-100.0% | $2,541-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $5,314 | $4,784+11.1% | $4,167+27.5% | $5,983-11.2% |
| Admin fee / account holder | $5,952 | $10,136-41.3% | $6,797-12.4% | $11,252-47.1% |