Filings through .
2 of 17 flags tripped on the 2025 filing.
High fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
High assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$283K in admin expenses, $1179 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
17 funds of $250K or more, counting each target-date vintage; shown as 14 lines, holding $64.7M of the plan's $108M. Recordkeeper: Charles Schwab.
Target-date series: Schwab Indexed Retirement, collective trust, 6% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| Schwab Total Stock Market Index Fund Charles Schwab · Mutual fund IndexRecordkeeper's own fund | $23.3M | 36.0% |
| Vanguard Total Bond Market Index Fund Institutional Shares Vanguard · Mutual fund Index | $10.5M | 16.3% |
| Schwab International Index Fund Charles Schwab · Mutual fund IndexRecordkeeper's own fund | $7.0M | 10.8% |
| Vanguard Mid-Cap Growth Index Fund Admiral Shares Vanguard · Mutual fund Index | $4.3M | 6.6% |
| Schwab Indexed Retirement Charles Schwab · Collective trust Target-date, 8 vintagesRecordkeeper's own fund | $4.2M | 6.5% |
| Vanguard Short-Term Corporate Bond Index Fund Admiral Shares Vanguard · Mutual fund Index | $3.3M | 5.1% |
| Fidelity Emerging Markets Index Fund Fidelity (FMR) · Mutual fund Index | $2.8M | 4.3% |
| Vanguard Small-Cap Value Index Fund Admiral Shares Vanguard · Mutual fund Index | $2.5M | 3.9% |
| Vanguard Shrt Term Infl Pro Vanguard · Mutual fund | $1.7M | 2.7% |
| Vanguard Real Estate Index Fund Admiral Shares Vanguard · Mutual fund Index | $1.3M | 2.0% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
4 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
Added 5 funds.
| Fund | Year-end value |
|---|---|
| AddedSchwab Indexed Retirement 2050 Trust | $1.5M |
| AddedSchwab Indexed Retirement 2055 Trust | $1.2M |
| AddedSchwab Indexed Retirement 2045 Trust | $955K |
Stable value and insurance contract lines, renames and class changes are not counted.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
4 more lines and 2 more changes in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 8 by compensation.
| Provider | Compensation |
|---|---|
INNOVIA WEALTH, LLC3 years Filed as: INNOVIA WEALTH LLC Service code 26 · EIN 46-1428191 Advisory (Participants) | $136,059 |
CHARLES SCHWAB & CO., INC.11+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 Recordkeeping | $84,165 |
GREENLEAF TRUST10+ years Service code 28 · EIN 38-3416104 Investment Management | $29,314 |
EXCHANGE CAPITAL MANAGEMENT8 years Service code 26 · EIN 38-2901720 Advisory (Participants) | $18,055 |
Filed as: MIDWEST CAPITAL ADVISORS LLC Service code 26 · EIN 11-3673048 Advisory (Participants) | $17,452 |
STIFEL NICOLAUS & CO INC1 year Filed as: STIFEL NICOLAUS & COMPANY, INC Service code 50 · EIN 43-0538770 Direct Payment | $6,997 |
CHARLES SCHWAB & CO., INC.11+ years Service code 33 · EIN 94-1737782 Direct payment from the plan; Securit... | $2,576 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 Shareholder Servicing | $0 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
9 feature codes on the 2025 filing.
Filed April 14, 1994 (most recent of 2 filings on file).
This is a legacy paper filing. The plan administrator and contact details are only in the original filing. We have not converted them into data fields.
3 contacts
Phone and email for the actuary are on Pro.
11 filings · 2015 to 2025