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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,779 | $199,109-44.4% | $173,730-36.2% | $154,746-28.4% |
| Participation rate | 76.5% | 82.8%-6.3pp | 79.6%-3.1pp | 80.7%-4.2pp |
| Annual return | 14.42% | 20.02%-5.6pp | 19.96%-5.5pp | 172.34%-157.9pp |
| Employer contribution / active EE | $882 | $5,311-83.4% | $4,577-80.7% | $4,379-79.9% |
| Participant deferral / active EE | $4,804 | $7,113-32.5% | $6,326-24.1% | $6,730-28.6% |
| Admin fee / account holder | $6,454 | $20,916-69.1% | $17,523-63.2% | $14,365-55.1% |