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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,510 | $72,492+55.2% | $87,104+29.2% | $72,975+54.2% |
| Participation rate | 88.5% | 72.8%+15.7pp | 76.9%+11.6pp | 69.5%+19.0pp |
| Annual return | 9.39% | 24.46%-15.1pp | 28.19%-18.8pp | 81.01%-71.6pp |
| Employer contribution / active EE | $2,261 | $1,894+19.4% | $2,521-10.3% | $2,440-7.3% |
| Participant deferral / active EE | $1,448 | $3,270-55.7% | $4,048-64.2% | $3,608-59.9% |
| Admin fee / account holder | $4,146 | $5,055-18.0% | $7,491-44.6% | $5,124-19.1% |