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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,048 | $71,878+75.4% | $86,698+45.4% | $68,486+84.0% |
| Participation rate | 88.9% | 72.2%+16.6pp | 76.6%+12.3pp | 67.9%+21.0pp |
| Annual return | -19.18% | 3.53%-22.7pp | 35.95%-55.1pp | -7.85%-11.3pp |
| Employer contribution / active EE | $3,874 | $2,173+78.3% | $2,837+36.6% | $2,597+49.2% |
| Participant deferral / active EE | $2,734 | $3,779-27.6% | $4,656-41.3% | $4,028-32.1% |
| Admin fee / account holder | $4,782 | $6,113-21.8% | $7,493-36.2% | $5,404-11.5% |