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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,812 | $71,873-32.1% | $86,698-43.7% | $68,490-28.7% |
| Participation rate | 53.2% | 72.2%-19.1pp | 76.6%-23.4pp | 67.9%-14.7pp |
| Annual return | -16.87% | 3.54%-20.4pp | 35.96%-52.8pp | -7.85%-9.0pp |
| Employer contribution / active EE | $1,275 | $2,173-41.3% | $2,837-55.1% | $2,597-50.9% |
| Participant deferral / active EE | $2,448 | $3,779-35.2% | $4,656-47.4% | $4,028-39.2% |
| Admin fee / account holder | $3,454 | $6,110-43.5% | $7,492-53.9% | $5,403-36.1% |