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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,325 | $86,298-37.0% | $111,308-51.2% | $85,847-36.7% |
| Participation rate | 59.8% | 73.3%-13.6pp | 77.3%-17.5pp | 69.3%-9.5pp |
| Annual return | 13.79% | 19.99%-6.2pp | 54.67%-40.9pp | 318.61%-304.8pp |
| Employer contribution / active EE | $1,217 | $2,044-40.5% | $2,732-55.5% | $2,565-52.6% |
| Participant deferral / active EE | $2,290 | $3,641-37.1% | $4,487-49.0% | $3,952-42.1% |
| Admin fee / account holder | $4,662 | $8,189-43.1% | $7,965-41.5% | $6,261-25.5% |