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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,524 | $111,814+177.7% | $103,378+200.4% | $145,978+112.7% |
| Participation rate | 89.5% | 77.9%+11.5pp | 74.5%+15.0pp | 80.3%+9.2pp |
| Annual return | 18.25% | 24.80%-6.6pp | 24.91%-6.7pp | 550.52%-532.3pp |
| Employer contribution / active EE | $8,916 | $4,215+111.5% | $3,870+130.4% | $4,662+91.2% |
| Participant deferral / active EE | $4,460 | $5,618-20.6% | $5,058-11.8% | $6,690-33.3% |
| Admin fee / account holder | $11,655 | $9,764+19.4% | $8,401+38.7% | $13,400-13.0% |