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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,273 | $115,810+123.0% | $101,271+155.0% | $158,966+62.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 13.56% | 56.15%-42.6pp | 46.48%-32.9pp | 302.95%-289.4pp |
| Employer contribution / active EE | $6,250 | $4,175+49.7% | $3,660+70.8% | $4,762+31.2% |
| Participant deferral / active EE | $4,873 | $4,958-1.7% | $4,371+11.5% | $5,983-18.5% |
| Admin fee / account holder | $10,574 | $7,248+45.9% | $5,948+77.8% | $11,250-6.0% |