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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,469 | $110,337+160.5% | $102,383+180.8% | $145,877+97.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 15.82% | 24.83%-9.0pp | 24.94%-9.1pp | 551.28%-535.5pp |
| Employer contribution / active EE | $4,332 | $4,216+2.7% | $3,870+11.9% | $4,663-7.1% |
| Participant deferral / active EE | $7,291 | $5,621+29.7% | $5,060+44.1% | $6,691+9.0% |
| Admin fee / account holder | $8,181 | $9,750-16.1% | $8,391-2.5% | $13,402-39.0% |