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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,817 | $106,247+139.8% | $96,515+164.0% | $139,466+82.7% |
| Participation rate | 91.3% | 77.8%+13.5pp | 74.3%+17.0pp | 80.3%+11.0pp |
| Annual return | 17.08% | 38.47%-21.4pp | 35.73%-18.6pp | 373.66%-356.6pp |
| Employer contribution / active EE | $4,370 | $4,106+6.4% | $3,740+16.9% | $4,754-8.1% |
| Participant deferral / active EE | $7,919 | $5,456+45.1% | $4,880+62.3% | $6,712+18.0% |
| Admin fee / account holder | $4,560 | $7,885-42.2% | $6,735-32.3% | $11,409-60.0% |