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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,972 | $107,363+176.6% | $92,909+219.6% | $152,897+94.2% |
| Participation rate | 85.0% | 79.8%+5.2pp | 76.0%+9.0pp | 82.5%+2.5pp |
| Annual return | 20.82% | 145.63%-124.8pp | 109.44%-88.6pp | 345.43%-324.6pp |
| Employer contribution / active EE | $2,799 | $4,222-33.7% | $3,653-23.4% | $4,764-41.2% |
| Participant deferral / active EE | $4,906 | $4,848+1.2% | $4,238+15.8% | $5,851-16.1% |
| Admin fee / account holder | $8,282 | $7,082+17.0% | $5,795+42.9% | $11,599-28.6% |