Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY3+ years Filed as: MORGAN STANLEY Service code 19 P.O. BOX 286 · NEW YORK, NY 102740286 | Securities Custodian | $2,140 |
Filed as: JOHN HANCOCK LIFE INS COMPANY Service code 15 · EIN 01-0233346 | Recordkeeping | $175 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,043 | $63,314-54.1% | $91,004-68.1% | $62,293-53.4% |
| Participation rate | 62.1% | 73.3%-11.2pp | 75.6%-13.5pp | 69.5%-7.4pp |
| Annual return | 11.63% | 21.00%-9.4pp | 4.60%+7.0pp | 28.90%-17.3pp |
| Employer contribution / active EE | $370 | $1,807-79.5% | $2,456-84.9% | $2,042-81.9% |
| Participant deferral / active EE | $2,096 | $2,944-28.8% | $3,548-40.9% | $3,169-33.8% |
| Admin fee / account holder | $151 | $468-67.7% | $5,417-97.2% | $479-68.5% |