Retirement plan

SHOULDICE BROTHERS SHEET METAL WORKS, INC. SALARIED EMPLOYEES' 401(K) PROFIT SHARING PLAN

Name: SHOULDICE INDUSTRIAL MANUFACTURERS AND CONTRACTORS, INC. - SHOULDICE BROTHERS SHEET METAL WORKS, INC. SALARIED EMPLOYEES' 401(K) PROFIT SHARING PLAN (2026) Form 5500
Creator: SHOULDICE INDUSTRIAL MANUFACTURERS AND CONTRACTORS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SHOULDICE BROTHERS SHEET METAL WORKS, INC. SALARIED EMPLOYEES' 401(K) PROFIT SHARING PLAN, SHOULDICE INDUSTRIAL MANUFACTURERS AND CONTRACTORS, INC.

SHOULDICE INDUSTRIAL MANUFACTURERS AND CONTRACTORS, INC.EIN 38-1030400Plan #002PY 2026

182 ELM STREET - BATTLE CREEK, MI 49014269-962-5579shouldicebrothers.comLinkedIn1-10 employeesconstruction

Prospect flagsHigh feesLow assets / participantHigh assets / participantLow participant contribution

How to read this page

Total assets (EOY)

$5.4M

+16.3% from 2025

Total participants

0.0% from 2025

Average account balance

$335,443

+23.5% from 2025

Annual return

14.33%

-6.45 pp from 2025

Benchmarks

See 412 peers

Peer group

Industry33 - Manufacturing

Plan typeDefined contribution

Participants<25

Cohort412 peers

Snapshot2026

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.37M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$335K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$517K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$32K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.33%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$27786

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E3D2J2G

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

4 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$445K

$27786 / participant

Other / not subdivided$445K100.0%

% of EOY assets

8.283%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$335,443

$284,927+17.7%

$210,053+59.7%

$382,429-12.3%

Participation rate

93.8%

84.8%+8.9pp

80.8%+13.0pp

87.7%+6.0pp

Annual return

14.33%

281.55%-267.2pp

232.76%-218.4pp

248.85%-234.5pp

Employer contribution / active EE

$21,233

$6,452+229.1%

$4,521+369.6%

$8,036+164.2%

Participant deferral / active EE

$11,058

$4,567+142.1%

$4,238+160.9%

$5,727+93.1%

Admin fee / account holder

$27,786

$19,753+40.7%

$16,990+63.6%

$30,732-9.6%

SHOULDICE BROTHERS SHEET METAL WORKS, INC. SALARIED EMPLOYEES' 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SHOULDICE BROTHERS SHEET METAL WORKS, INC. SALARIED EMPLOYEES' 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion