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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 15 · EIN 84-0467907 | Recordkeeping | $291,258 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 26 · EIN 84-1532243 | Advisory (Participants) | $259,977 |
AON CONSULTING4 years Filed as: AON INVESTMENTS USA INC Service code 99 39584 TREASURY CENTER · CHICAGO, IL 606949500 | Other Fees | $100,402 |
BDO USA, LLP2 years Filed as: BDO USA, P.C. Service code 10 5300 PATTERSON AVE SE · GRAND RAPIDS, MI 49512 | Accounting | $49,217 |
MILLER JOHNSON4 years Filed as: MILLER JOHNSON SNELL & CUMMISKEY PL Service code 29 250 MONROE AVE NW STE 800 · GRAND RAPIDS, MI 49503 | Legal | $31,635 |
Service code 16 · EIN 34-1820650 | Consulting | $2,400 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,317 | $139,251+90.5% | $113,397+134.0% | $100,573+163.8% |
| Participation rate | 98.5% | 88.8%+9.7pp | 76.5%+22.0pp | 70.9%+27.5pp |
| Annual return | 10.91% | 14.13%-3.2pp | 23.20%-12.3pp | 18.89%-8.0pp |
| Employer contribution / active EE | $10,545 | $3,969+165.7% | $2,977+254.2% | $3,763+180.2% |
| Participant deferral / active EE | $10,690 | $7,399+44.5% | $5,076+110.6% | $4,921+117.2% |
| Admin fee / account holder | $123 | $149-17.7% | $11,957-99.0% | $454-72.9% |