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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,441 | $162,136-81.2% | $152,301-80.0% | $154,746-80.3% |
| Participation rate | 85.7% | 84.1%+1.6pp | 82.4%+3.3pp | 80.7%+5.0pp |
| Annual return | 26.35% | 91.02%-64.7pp | 80.50%-54.1pp | 172.34%-146.0pp |
| Employer contribution / active EE | $7,111 | $4,890+45.4% | $4,624+53.8% | $4,379+62.4% |
| Participant deferral / active EE | $13,343 | $8,341+60.0% | $8,004+66.7% | $6,730+98.2% |
| Admin fee / account holder | $6,905 | $15,759-56.2% | $14,398-52.0% | $14,365-51.9% |