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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,287 | $176,105-26.6% | $159,474-18.9% | $167,536-22.8% |
| Participation rate | 57.9% | 85.0%-27.1pp | 82.8%-24.9pp | 82.1%-24.2pp |
| Annual return | 13.01% | 331.91%-318.9pp | 263.68%-250.7pp | 478.82%-465.8pp |
| Employer contribution / active EE | $2,391 | $5,299-54.9% | $4,831-50.5% | $4,839-50.6% |
| Participant deferral / active EE | $5,764 | $7,751-25.6% | $7,353-21.6% | $6,342-9.1% |
| Admin fee / account holder | $1,550 | $12,559-87.7% | $10,802-85.7% | $12,315-87.4% |