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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,836 | $160,040-4.5% | $147,096+3.9% | $145,877+4.8% |
| Participation rate | 55.6% | 84.0%-28.5pp | 82.2%-26.6pp | 80.3%-24.7pp |
| Annual return | 12.34% | 98.49%-86.2pp | 419.75%-407.4pp | 551.28%-538.9pp |
| Employer contribution / active EE | $1,784 | $5,289-66.3% | $4,936-63.9% | $4,663-61.7% |
| Participant deferral / active EE | $4,178 | $8,429-50.4% | $8,071-48.2% | $6,691-37.6% |
| Admin fee / account holder | $44,310 | $15,050+194.4% | $13,005+240.7% | $13,402+230.6% |