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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,226 | $95,580-31.8% | $76,872-15.1% | $139,466-53.2% |
| Participation rate | 100.0% | 74.0%+26.0pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 17.00% | 55.00%-38.0pp | 37.90%-20.9pp | 373.66%-356.7pp |
| Employer contribution / active EE | $3,775 | $3,145+20.0% | $2,533+49.0% | $4,754-20.6% |
| Participant deferral / active EE | $8,532 | $4,623+84.6% | $3,832+122.6% | $6,712+27.1% |
| Admin fee / account holder | $964 | $8,302-88.4% | $5,476-82.4% | $11,409-91.5% |