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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,229 | $88,585-48.9% | $69,884-35.3% | $134,532-66.4% |
| Participation rate | 100.0% | 74.9%+25.1pp | 70.5%+29.5pp | 81.2%+18.8pp |
| Annual return | 0.00% | 442.80%-442.8pp | 190.81%-190.8pp | 418.27%-418.3pp |
| Employer contribution / active EE | $3,658 | $3,235+13.1% | $2,560+42.9% | $4,741-22.8% |
| Participant deferral / active EE | $4,368 | $4,770-8.4% | $3,848+13.5% | $6,401-31.8% |
| Admin fee / account holder | $336 | $10,441-96.8% | $6,266-94.6% | $11,429-97.1% |