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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,876 | $84,464-22.0% | $61,399+7.3% | $134,509-51.0% |
| Participation rate | 14.3% | 62.2%-47.9pp | 52.6%-38.3pp | 81.2%-66.9pp |
| Annual return | -16.95% | 585.06%-602.0pp | 338.81%-355.8pp | 418.13%-435.1pp |
| Employer contribution / active EE | $371 | $1,545-76.0% | $1,159-68.0% | $4,741-92.2% |
| Participant deferral / active EE | $2,296 | $2,818-18.5% | $2,124+8.1% | $6,400-64.1% |
| Admin fee / account holder | $84 | $2,587-96.8% | $2,131-96.1% | $11,427-99.3% |