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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,898 | $108,685-80.8% | $74,719-72.0% | $152,885-86.3% |
| Participation rate | 66.7% | 65.3%+1.3pp | 54.5%+12.2pp | 82.5%-15.8pp |
| Annual return | 154.92% | 114.09%+40.8pp | 753.05%-598.1pp | 345.39%-190.5pp |
| Employer contribution / active EE | $1,209 | $1,504-19.6% | $1,084+11.6% | $4,763-74.6% |
| Participant deferral / active EE | $9,733 | $2,712+258.9% | $1,963+395.7% | $5,851+66.4% |
| Admin fee / account holder | $0 | $4,905-100.0% | $3,334-100.0% | $11,598-100.0% |