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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,632 | $70,666+90.5% | $169,385-20.5% | $75,181+79.1% |
| Participation rate | 78.3% | 64.8%+13.5pp | 77.2%+1.1pp | 67.2%+11.1pp |
| Annual return | 15.64% | 36.37%-20.7pp | 405.82%-390.2pp | 160.69%-145.0pp |
| Employer contribution / active EE | $0 | $2,210-100.0% | $4,012-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $14,598 | $4,308+238.8% | $6,221+134.7% | $4,126+253.8% |
| Admin fee / account holder | $2,489 | $5,402-53.9% | $9,011-72.4% | $5,650-55.9% |