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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,371 | $65,395+26.0% | $182,540-54.9% | $72,975+12.9% |
| Participation rate | 74.5% | 65.4%+9.1pp | 78.0%-3.5pp | 69.5%+5.0pp |
| Annual return | 23.58% | 27.68%-4.1pp | 148.58%-125.0pp | 81.01%-57.4pp |
| Employer contribution / active EE | $0 | $1,911-100.0% | $4,076-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $9,311 | $3,563+161.3% | $5,525+68.5% | $3,608+158.1% |
| Admin fee / account holder | $9,029 | $4,245+112.7% | $8,593+5.1% | $5,124+76.2% |