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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $492,884 | $185,856+165.2% | $170,028+189.9% | $139,456+253.4% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 48.33% | 60.52%-12.2pp | 53.39%-5.1pp | 373.45%-325.1pp |
| Employer contribution / active EE | $23,952 | $7,593+215.4% | $6,788+252.9% | $4,753+404.0% |
| Participant deferral / active EE | $17,962 | $11,623+54.5% | $10,409+72.6% | $6,711+167.6% |
| Admin fee / account holder | $2,583 | $15,387-83.2% | $12,820-79.9% | $11,407-77.4% |