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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,028 | $167,504+81.5% | $151,628+100.5% | $134,509+126.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -31.10% | 7.81%-38.9pp | 3.34%-34.4pp | 418.13%-449.2pp |
| Employer contribution / active EE | $22,036 | $6,828+222.7% | $6,165+257.4% | $4,741+364.8% |
| Participant deferral / active EE | $16,844 | $8,985+87.5% | $8,363+101.4% | $6,400+163.2% |
| Admin fee / account holder | $2,339 | $13,779-83.0% | $11,613-79.9% | $11,427-79.5% |