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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,239 | $102,393-41.2% | $147,041-59.0% | $80,911-25.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 12.95% | 134.95%-122.0pp | 419.21%-406.3pp | 35.63%-22.7pp |
| Employer contribution / active EE | $10,207 | $3,715+174.7% | $4,935+106.8% | $2,756+270.4% |
| Participant deferral / active EE | $7,229 | $6,647+8.8% | $8,071-10.4% | $4,297+68.2% |
| Admin fee / account holder | $1,558 | $7,943-80.4% | $13,006-88.0% | $6,935-77.5% |