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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,412 | $165,381-74.4% | $149,730-71.7% | $158,966-73.3% |
| Participation rate | 66.7% | 84.6%-17.9pp | 82.5%-15.8pp | 82.0%-15.3pp |
| Annual return | 15.64% | 348.29%-332.7pp | 276.70%-261.1pp | 302.95%-287.3pp |
| Employer contribution / active EE | $2,330 | $5,104-54.4% | $4,645-49.8% | $4,762-51.1% |
| Participant deferral / active EE | $4,276 | $7,182-40.5% | $6,843-37.5% | $5,983-28.5% |
| Admin fee / account holder | $1,843 | $10,809-82.9% | $9,310-80.2% | $11,250-83.6% |