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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,793 | $85,515-61.7% | $112,040-70.7% | $67,986-51.8% |
| Participation rate | 99.2% | 68.2%+31.0pp | 76.5%+22.7pp | 57.2%+42.0pp |
| Annual return | 18.28% | 29.68%-11.4pp | 24.52%-6.2pp | 31.67%-13.4pp |
| Employer contribution / active EE | $3,426 | $2,191+56.4% | $2,954+16.0% | $2,019+69.7% |
| Participant deferral / active EE | $7,035 | $4,014+75.3% | $5,098+38.0% | $3,358+109.5% |
| Admin fee / account holder | $2,330 | $3,774-38.2% | $12,098-80.7% | $3,203-27.2% |