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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,838 | $77,638-83.5% | $156,551-91.8% | $62,881-79.6% |
| Participation rate | 70.3% | 71.2%-0.9pp | 84.0%-13.7pp | 69.3%+1.0pp |
| Annual return | 19.17% | 50.33%-31.2pp | 32.23%-13.1pp | 20.14%-1.0pp |
| Employer contribution / active EE | $2,031 | $3,444-41.0% | $5,501-63.1% | $2,281-11.0% |
| Participant deferral / active EE | $3,153 | $3,046+3.5% | $4,871-35.3% | $3,203-1.6% |
| Admin fee / account holder | $1,510 | $5,561-72.8% | $13,028-88.4% | $4,296-64.8% |