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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,493 | $85,171-61.8% | $172,753-81.2% | $72,976-55.5% |
| Participation rate | 62.5% | 70.1%-7.6pp | 82.6%-20.1pp | 69.5%-7.0pp |
| Annual return | 22.59% | 27.32%-4.7pp | 803.00%-780.4pp | 81.02%-58.4pp |
| Employer contribution / active EE | $1,845 | $3,324-44.5% | $5,144-64.1% | $2,440-24.4% |
| Participant deferral / active EE | $3,061 | $3,260-6.1% | $5,198-41.1% | $3,608-15.2% |
| Admin fee / account holder | $953 | $5,880-83.8% | $13,956-93.2% | $5,124-81.4% |