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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,630 | $201,372+36.4% | $184,260+49.0% | $145,884+88.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 7.90% | 29.04%-21.1pp | 28.84%-20.9pp | 551.85%-543.9pp |
| Employer contribution / active EE | $12,151 | $7,024+73.0% | $6,427+89.0% | $4,662+160.6% |
| Participant deferral / active EE | $15,409 | $9,808+57.1% | $9,133+68.7% | $6,690+130.3% |
| Admin fee / account holder | $165 | $16,362-99.0% | $13,898-98.8% | $13,392-98.8% |