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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $337,363 | $123,793+172.5% | $177,827+89.7% | $79,858+322.5% |
| Participation rate | 96.3% | 84.7%+11.6pp | 87.7%+8.6pp | 69.6%+26.7pp |
| Annual return | 12.41% | 22.82%-10.4pp | 48.32%-35.9pp | 31.72%-19.3pp |
| Employer contribution / active EE | $9,061 | $4,095+121.3% | $5,918+53.1% | $2,471+266.7% |
| Participant deferral / active EE | $15,341 | $5,956+157.6% | $7,713+98.9% | $3,740+310.2% |
| Admin fee / account holder | $4,926 | $7,243-32.0% | $12,429-60.4% | $5,306-7.2% |