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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,868 | $153,769+82.7% | $133,975+109.6% | $273,972+2.5% |
| Participation rate | 91.7% | 88.4%+3.3pp | 87.1%+4.6pp | 83.0%+8.7pp |
| Annual return | 13.58% | 36.51%-22.9pp | 29.29%-15.7pp | 41.46%-27.9pp |
| Employer contribution / active EE | $7,287 | $6,029+20.9% | $5,211+39.8% | $4,869+49.7% |
| Participant deferral / active EE | $11,591 | $6,958+66.6% | $6,282+84.5% | $5,287+119.2% |
| Admin fee / account holder | $1,151 | $11,765-90.2% | $9,324-87.7% | $10,133-88.6% |