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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,746 | $217,427-41.7% | $185,837-31.8% | $167,518-24.3% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 15.03% | 148.39%-133.4pp | 122.08%-107.1pp | 478.71%-463.7pp |
| Employer contribution / active EE | $2,802 | $5,874-52.3% | $5,168-45.8% | $4,838-42.1% |
| Participant deferral / active EE | $18,058 | $6,357+184.1% | $5,568+224.3% | $6,342+184.7% |
| Admin fee / account holder | $6,505 | $19,816-67.2% | $16,241-59.9% | $12,312-47.2% |