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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,118 | $202,342-59.4% | $172,752-52.5% | $152,897-46.3% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 20.16% | 1029.83%-1009.7pp | 802.97%-782.8pp | 345.43%-325.3pp |
| Employer contribution / active EE | $1,611 | $5,858-72.5% | $5,144-68.7% | $4,764-66.2% |
| Participant deferral / active EE | $9,342 | $5,948+57.1% | $5,198+79.7% | $5,851+59.7% |
| Admin fee / account holder | $793 | $17,111-95.4% | $13,955-94.3% | $11,599-93.2% |