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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,780 | $109,908-66.5% | $97,161-62.1% | $145,978-74.8% |
| Participation rate | 28.6% | 75.9%-47.4pp | 72.7%-44.1pp | 80.3%-51.7pp |
| Annual return | 12.93% | 243.80%-230.9pp | 75.36%-62.4pp | 550.52%-537.6pp |
| Employer contribution / active EE | $851 | $3,077-72.3% | $2,723-68.7% | $4,662-81.7% |
| Participant deferral / active EE | $1,364 | $4,679-70.8% | $4,265-68.0% | $6,690-79.6% |
| Admin fee / account holder | $0 | $6,213-100.0% | $5,647-100.0% | $13,400-100.0% |