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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,464 | $113,338-77.5% | $94,993-73.2% | $147,586-82.7% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.9%+26.1pp | 82.8%+17.2pp |
| Annual return | 8.54% | 20.80%-12.3pp | 27.14%-18.6pp | 578.59%-570.1pp |
| Employer contribution / active EE | $2,106 | $3,160-33.4% | $2,603-19.1% | $4,876-56.8% |
| Participant deferral / active EE | $3,721 | $3,777-1.5% | $3,317+12.2% | $5,439-31.6% |
| Admin fee / account holder | $3,184 | $6,063-47.5% | $4,960-35.8% | $10,886-70.8% |