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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,632 | $157,276+21.2% | $141,177+35.0% | $152,885+24.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 36.49% | 64.33%-27.8pp | 71.40%-34.9pp | 345.39%-308.9pp |
| Employer contribution / active EE | $0 | $5,262-100.0% | $4,736-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $11,246 | $7,110+58.2% | $6,710+67.6% | $5,851+92.2% |
| Admin fee / account holder | $3,254 | $12,123-73.2% | $10,263-68.3% | $11,598-71.9% |