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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,962 | $135,956-9.6% | $123,894-0.8% | $273,972-55.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 0.28% | 56.63%-56.3pp | 47.52%-47.2pp | 41.46%-41.2pp |
| Employer contribution / active EE | $19,246 | $5,170+272.3% | $4,617+316.9% | $4,869+295.3% |
| Participant deferral / active EE | $9,869 | $6,343+55.6% | $5,984+64.9% | $5,287+86.7% |
| Admin fee / account holder | $1,672 | $9,817-83.0% | $8,357-80.0% | $10,133-83.5% |