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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,355 | $166,131+5.6% | $164,975+6.3% | $145,877+20.2% |
| Participation rate | 77.8% | 82.0%-4.2pp | 78.6%-0.8pp | 80.3%-2.5pp |
| Annual return | 30.93% | 100.37%-69.4pp | 70.12%-39.2pp | 551.28%-520.4pp |
| Employer contribution / active EE | $1,452 | $5,276-72.5% | $4,343-66.6% | $4,663-68.9% |
| Participant deferral / active EE | $5,939 | $6,962-14.7% | $6,033-1.6% | $6,691-11.2% |
| Admin fee / account holder | $22,821 | $16,648+37.1% | $12,688+79.9% | $13,402+70.3% |