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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,121 | $162,821-19.5% | $133,978-2.1% | $158,982-17.5% |
| Participation rate | 83.3% | 83.2%+0.1pp | 79.8%+3.5pp | 82.0%+1.4pp |
| Annual return | 30.40% | 41.95%-11.5pp | 45.10%-14.7pp | 302.99%-272.6pp |
| Employer contribution / active EE | $1,785 | $4,976-64.1% | $3,919-54.5% | $4,763-62.5% |
| Participant deferral / active EE | $7,667 | $5,910+29.7% | $5,047+51.9% | $5,983+28.1% |
| Admin fee / account holder | $1,838 | $11,742-84.3% | $8,930-79.4% | $11,252-83.7% |