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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,072 | $154,193-6.6% | $130,045+10.8% | $139,466+3.3% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.5%+9.0pp | 80.3%+7.2pp |
| Annual return | 39.34% | 32.51%+6.8pp | -137.30%+176.6pp | 373.66%-334.3pp |
| Employer contribution / active EE | $1,520 | $5,292-71.3% | $4,321-64.8% | $4,754-68.0% |
| Participant deferral / active EE | $7,531 | $6,709+12.3% | $5,820+29.4% | $6,712+12.2% |
| Admin fee / account holder | $794 | $13,989-94.3% | $10,600-92.5% | $11,409-93.0% |