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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,961 | $110,337-56.5% | $102,383-53.2% | $145,877-67.1% |
| Participation rate | 87.5% | 77.9%+9.6pp | 74.5%+13.0pp | 80.3%+7.2pp |
| Annual return | 31.20% | 24.83%+6.4pp | 24.94%+6.3pp | 551.28%-520.1pp |
| Employer contribution / active EE | $3,300 | $4,216-21.7% | $3,870-14.7% | $4,663-29.2% |
| Participant deferral / active EE | $5,705 | $5,621+1.5% | $5,060+12.8% | $6,691-14.7% |
| Admin fee / account holder | $11,951 | $9,750+22.6% | $8,391+42.4% | $13,402-10.8% |