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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,859 | $87,546+138.6% | $75,784+175.6% | $125,389+66.6% |
| Participation rate | 41.7% | 80.2%-38.5pp | 75.8%-34.2pp | 83.2%-41.5pp |
| Annual return | 35.66% | 13.49%+22.2pp | 9.68%+26.0pp | 282.24%-246.6pp |
| Employer contribution / active EE | $720 | $3,930-81.7% | $3,323-78.3% | $4,866-85.2% |
| Participant deferral / active EE | $1,224 | $4,230-71.1% | $3,652-66.5% | $5,352-77.1% |
| Admin fee / account holder | $1,114 | $6,503-82.9% | $5,300-79.0% | $9,541-88.3% |