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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,915 | $115,814+49.3% | $101,275+70.7% | $158,982+8.8% |
| Participation rate | 58.3% | 79.4%-21.0pp | 75.8%-17.5pp | 82.0%-23.6pp |
| Annual return | 11.84% | 56.16%-44.3pp | 46.48%-34.6pp | 302.99%-291.1pp |
| Employer contribution / active EE | $1,100 | $4,176-73.7% | $3,660-69.9% | $4,763-76.9% |
| Participant deferral / active EE | $1,859 | $4,958-62.5% | $4,371-57.5% | $5,983-68.9% |
| Admin fee / account holder | $24,324 | $7,249+235.6% | $5,948+308.9% | $11,252+116.2% |