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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,741 | $111,535+13.6% | $105,223+20.4% | $137,256-7.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 6.09% | 237.85%-231.8pp | 180.65%-174.6pp | 220.34%-214.2pp |
| Employer contribution / active EE | $0 | $3,939-100.0% | $3,689-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $11,512 | $5,500+109.3% | $5,072+127.0% | $6,407+79.7% |
| Admin fee / account holder | $2,180 | $9,721-77.6% | $8,859-75.4% | $12,270-82.2% |