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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,504 | $67,602-43.0% | $82,312-53.2% | $70,126-45.1% |
| Participation rate | 55.6% | 72.8%-17.2pp | 76.9%-21.3pp | 69.5%-14.0pp |
| Annual return | 23.67% | 21.57%+2.1pp | 25.88%-2.2pp | 73.15%-49.5pp |
| Employer contribution / active EE | $1,859 | $1,755+6.0% | $2,428-23.4% | $2,343-20.6% |
| Participant deferral / active EE | $6,927 | $2,987+131.9% | $3,706+86.9% | $3,332+107.9% |
| Admin fee / account holder | $794 | $4,512-82.4% | $5,608-85.8% | $4,645-82.9% |